Supporting SMEs
- Financial support for your employees and their families
- Flexible payments to fit business needs
- Help retain and attract talent
How Group Protection can benefit your business
Aviva’s Group Protection can be a game changer for any business. You’ll be able to offer a benefits package that covers you, your employees and their loved ones. Employees will also be able to access wellbeing services, designed to help them navigate through some of life’s challenges.
Having a policy in place can help you recruit and retain talent whilst also offering peace of mind to your employees.
With flexible payment options and limited underwriting, Aviva makes it easy for businesses to set up and manage their cover.
Our Group Protection Strategy research showed that over half of SME's surveyed, say their employees expect to have protection as part of their contract, but how many offer it? Stand out as an employer by taking care of your employees.
Retain Employees
Help make your employees feel more secure with a financial safety net and access wellbeing services
Access to expert support
We offer access to expert advice at Aviva, so you know your are in the best hands should you have any issues or questions
Improve productivity
By enhancing the support for your employees you’ll boost job satisfaction, provide piece of mind and create a team focussed on results
Additional Benefits
Get a quote
You can get a quote through a financial adviser, who'll make sure you're getting the right policy to fit your business.
Our Group Protection products
Group Life Cover
Provides financial security to employees’ families by offering a lump sum payment if the employee dies. This benefit can ease the financial burden during a difficult time, making sure that their loved ones are supported. It’s a valuable addition to any benefits package, helping to show your commitment to your employees’ wellbeing and their loved ones.
Group Income Protection
This provides your employees with protection that if they become ill and can no longer work for a certain period of time, their income will still be paid. Our income protection also includes rehabilitation support with both mental and physical illnesses such as cancer, mental health and neurodiverse conditions, to help people get back to or remain well at work. In 2023, 83% of the employees we provided rehabilitation support returned to, or remained at work.
Group Critical Illness
Our Critical Illness cover provides a lump sum to insured employees if they’re diagnosed with a critical illness or undergo a covered operation. This covers a wide range of serious conditions, including certain types of cancers and heart conditions. Importantly, your employee’s children are also covered under this policy.
Wellbeing: we’ve got it covered
A happy and secure workforce can lead to a thriving business.
Access to physical, mental and financial wellbeing services mean your employees can stay on top of their health as much as possible. With flagship services such as the Aviva DigiCare+ Workplace app, Aviva Mental Health Guidance, Aviva Cancer Support and access to Red Apple Law legal services, we've got the wellbeing side covered.
Annual finger-prick Health Check
Through the Aviva DigiCare+ Workplace app, provided by Square Health, you can order a blood test to complete at home. Once the test has been posted back, you’ll receive a comprehensive health report.
Access to Expert legal services
Free and discounted legal services provided by Red Apple Law, to give employees some peace of mind, knowing they've got life's essentials in order and to help them plan ahead.
Dedicated employee and employer hubs
You and your employees have access to dedicated hubs which give you the tools and materials you need to launch these services to your employees, and gives them plenty of information on what's available and how to access the services.
Find out more about our wellbeing services
Wellbeing services are non-contractual benefits which Aviva can change or withdraw at any time. Terms may apply.
To be eligible for wellbeing services, employees must be permanent residents of Great Britain, Northern Ireland, the Channel Islands, or the Isle of Man.
Red Apple Law legal services are available to use in England, Scotland and Wales. There is varied or limited service availability in Northern Ireland, the Channel Islands and the Isle of Man. For more information, please contact your Financial Adviser/Aviva Account Manager. For full details, please visit our dedicated wellbeing services page.
Employer stories
Watch our latest video on how a business took out Group Protection with Aviva for their employees
Transcript for video What do employers think about Group Protection?
I’m an Employee Benefits Manager working for a large manufacturer, with over 5,000 staff. We’ve been working with Aviva since 2017, across multiple products including Group Life, Group Income Protection and Private Medical Insurance. We offer all products to all of our staff, from our manufacturing colleagues right up to our senior management. And it’s Aviva’s range of services that help provide our business with what we need.
Aviva offer coordinated account management across our policies making life easier for everyone.
Whether it’s giving employees access to the right mental health support after an on-site incident,
or helping to prevent long-term sickness with access to early intervention services, or supporting colleagues and an employee’s family if they were to pass away whilst at work.
In 2023, our Aviva Group Income Protection policy, supported dozens of our employees. This included a number of mental health referrals for counselling support, and rehabilitation services to help get employees back into the workplace after a long-term illness, and financial support for those unable to return to work, either full or part-time.
Our employees also accessed the Employee Assistance Programme, giving them support whether at work or at home If we have a critical incident affecting many people, we work with Aviva to signpost them to the services available.
Group Life plays a critical role too. In 2023 we had 13 death in service cases, all of which resulted in a payment. Losing a colleague also impacts the people they worked with, often for many years, so access to services like bereavement support make a real difference. In addition to the support that we offered the families, we also offered support to our colleagues either via the EAP services, or through on-site counselling support.
From minor to life changing events, the policies come into their own when we need to call on them.
For more information on Aviva Group Protection products, visit us online or speak to your financial adviser. Wellbeing services and rehabilitation services are non-contractual benefits which Aviva can change or withdraw at any time.
Find out more or apply
We’re here to answer your questions. You can email us anytime at
GroupProtectionSalesSupport@aviva.com or give us a call on 0800 145 5684.
Our opening hours are Monday to Friday, between 9.00am and 5.00pm. For your protection and ours, calls to and from Aviva may be recorded and/or monitored. Calls to 0800 numbers from UK landlines and mobiles are free of charge. Calls from outside the UK may be charged at international rates.
To apply for Group Protection, speak to your financial adviser. If you don’t have one already, try unbiased.co.uk.
Or you can get in touch with your Aviva Group Protection account manager if you have one.