What we offer
Our savings and investment options help employees save or invest in the way they want, giving them more ways to put their money towards their short- and long-term goals.
Our savings and investment options
All of our savings and investment options can be directly integrated with payroll, allowing contributions to be collected directly from an employee’s salary. Employees can also make further contributions directly from their bank account and take their benefits package with them if they leave the company. All our savings and investment products are available as standalone products or alongside our pension schemes.
Cash ISA
Our Cash ISA is a tax-efficient and low risk way to save, offering employees a variable rate of interest on the invested amount over the life of the ISA. It can be a great way for your employees to save for short- to medium-term goals.
Stocks and Shares ISA
Our Stocks and Shares ISA is a tax-efficient way to invest in any of our investment funds. It gives employees the option to choose from over 900 funds as well as shares and investment trusts. This ISA can help your employees to invest for their medium- to long-term goals.
Investment account
Our General Investment accounts (GIA) are designed to help employees continue investing beyond the ISA limit. Giving them the freedom to invest in over 900 different funds, it may also be useful for employees who have several investments and want to consolidate them into one place.
For the 2024/2025 tax year, the annual ISA allowance is £20,000. This is the maximum a person can pay in across any ISAs they hold - including cash ISAs, stocks and shares ISAs, innovative finance ISAs, and Lifetime ISAs.
For the Cash ISA, inflation will reduce the buying power of employees money, particularly if the interest rate is lower than the rate of inflation. For the Stocks and Shares ISA and the Investment Account, the value of investments can go down as well as up. Employees may get back less than they pay in.
Tax benefits can change and depend on an individual's circumstances.
Credibility and integration
Credibility
We've consistently received strong ratings from major credit rating agencies and continue to be a trusted name in the industry. We've been around for more than 328 years and have 19.2 million customers across the UK, Ireland and Canada.
All of the funds on our platforms are governed on an ongoing basis by our in-house governance team to ensure they remain suitable for our customers at all times, and continue to perform in line with expectations.
Integration
We offer savings and investment products alongside our pension offering. Our savings and investment options are fully integrated into the same platform as our pensions, making them easier for your employees to manage.
Not what you’re looking for?
Trust-based pensions
Our Trust-based pension schemes combine expert independent governance with quality investment choice and can be tailored to suit the specific needs of an employer’s workforce.
Contract pensions
The easy-to-use option, ticking all the boxes for a workplace pension. Whether your business is small or large, our contract pensions have been designed to help your employees save for retirement.
Contact us
Want to find out more? Get in touch:
Email us at: workplacepensionsnewbusiness@aviva.com