Motorhome and Campervan Insurance quotes

Specialist cover with Comfort Insurance

With our partner, Comfort Insurance, we offer motorhome and campervan cover for occasional roadtrippers as well as full-timers, from standard models to self-builds and conversions.

And select additional cover for TV, satnav and satellite TV installations.

What is Motorhome and Campervan Insurance?

Motorhome and Campervan insurance covers your motorhome and campervan for you and your passengers in the event that there’s any damage, accidents or theft.

Motorhomes or campervans legally require insurance if you want to drive on the public highway.

The Motorhome and Campervan Horizon policy covers high-value vehicles and professional conversions.

The Twilight campervan product is designed for vehicles that do not qualify for the Horizon policy, which mostly includes vehicles like self-builds, or classics that want agreed value, or in situations where you want to pay to protect your no claims.

Differences between motorhomes and campervans

We think of motorhomes and campervans slightly differently.

Motorhomes

Motorhomes generally fall into 5 categories – coach-built, low profile, A-class, American ‘RV’ style, and race trucks – and are designed for cruising around the country.

They tend to be larger than campervans, with the driving cab often separate from any living space. Motorhomes usually include more advanced appliances such as full-sized ovens, fridges and bathrooms.

Campervans

Campervans are usually a little smaller than motorhomes and frequently share the same chassis as a normal van (where your driving and living space are combined).

Campervans come in all shapes, sizes and roof types – including pop-up and high-top roofs.

Key benefits include:

European cover

Get up to 365 days European travel cover on our Horizon Motorhome and Campervan policy or up to 90 days on our Twilight campervan policy.
Personal belongings

Up to £5,000 cover for personal items on our Horizon Motorhome and Campervan policy and up to £1,000 on our Twilight Campervan policy.
New-for-old replacement

Up to the current market value of your motorhome or campervan. Your vehicle cannot be older than 36 months and must have a mileage below 15,000 miles.

Motorhome & Campervan Policies – Your Cover

Horizon cover

What’s covered

Comprehensive motorhome and campervan cover
Against loss, damage or theft of your vehicle
New-for-old replacement
Up to the current market value of your motorhome ^{Footnote [1]}
Personal belongings and luggage
Up to £5,000 in total
Fitted accessories
Up to £500 in total
Generator cover
Up to £500 in total
Accident recovery and repair
We’ll get you to the nearest approved repairer if we can't get you moving straightaway
European cover up to 365 days a year
Including accident recovery
Unlimited windscreen and glass cover:
When you use one of our recognised providers.

What’s not covered

Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:

Theft of your vehicle if you’ve left it unattended with the engine running
Damage to tyres caused by braking including punctures, bursts or cuts
Damage arising from domestic animals, moths, vermin or pests

Take a look at Comfort Insurance for full details of what’s not covered.

What’s optional

Choose our optional add-ons to create cover that suits you.

Cover for satnav, tv and satellite tv installations
Breakdown cover in UK and Europe, Home start, Roadside, Repatriation. EU cover in most EU countries, subject to eligibility

Twilight cover