Why use Aviva’s Find and Combine service?
Whether you're on the hunt for lost pensions or eager to manage your existing ones, regardless of their size, we can help. With £26.6bn Footnote [1] in unclaimed funds out there in the UK, it’s worth seeing if some belongs to you.
To help you understand them better, we'll also check your pensions for certain benefits and fees.
Remember, the value of a pension can go down as well as up – and you could get back less than invested. You should check whether any valuable benefits could be lost. You should also check for charges and where you can invest. You may be required to get advice which you'll have to pay for.
How it works?
You can ask us to look for any UK pensions you could have or check the details of pensions you know about. Just follow these three simple steps below.
Apply online
Give us as much information as you can about where you’ve worked and/or any pensions you might have had. Then we’ll start the hard work to track them down.
Applying online takes around 20 minutes.
Get the details
We'll check for certain benefits, or if there are any charges for moving your pensions. You can see what we check for here. You may need to check for loss of benefits that we don't check for. You’ll usually be able to view each one online as they come in.
Decide what to do
Once you have all the information, it's up to you what to do next. There's no pressure to transfer them if you're happier where they are. Our Find and Combine service gives you the option of bringing eligible pensions together into a new or existing Aviva pension.
Transferring your pensions to Aviva
If you already have the details for your past pensions and don’t need them checked, you can choose to transfer them yourself. You’ll need an existing pension with Aviva – or to open a new one with us.
Find and Combine FAQs
Why do you need to verify my identity?
Is this service just to find lost pensions?
How long does it take to Find and Combine my pensions?
Does it check for all pension benefits and charges?
Will you always find my lost pension?
How will my results be shown?
Can you check defined benefit (final salary) pensions?
Can I transfer into my existing Aviva pension?
Does this service offer financial advice?
Can I save my application and return to it?
What do you need to get started?
Comparing charges
Important documents
Before you apply, please read the below documents. We’ll ask you to accept our Terms of Use as part of your application.
Ready for us to starting looking for your pensions?
Apply now and we’ll get started straight away.
Aviva Administration Limited. Registered in England No 03424940. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm reference number 185746.
Platform provider: Aviva Wrap UK Limited. Registered in England No. 4470008. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm reference number 231530.
Pension product provided by: Aviva Pension Trustees UK Limited. Registered in England No. 2407799. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm reference number 465132.
MyAviva and MyWorkplace are owned and operated by Aviva Insurance Limited.