Private Client Insurance

Effortless. For Exceptional Clients

  • Worldwide cover for high value homes, contents, valuables and classic cars
  • Access to market leading expertise
  • 98% customer claims satisfaction rateFootnote 1

What is Private Client insurance?

Private Client insurance is a bespoke offering designed to protect wealthy individuals and their assets worldwide. Types of assets include high value homes, valuables such as jewellery and fine art and high value vehicles.

By combining industry-leading expertise, high-quality service and dedicated claims handling, our insurance offering is designed to deliver the exceptional at every level.

Please note Aviva Private Clients insurance products are only available through specialist private client insurance brokers.

A word from our managing director

At Aviva Private Clients, we understand that your lifestyle and assets are as unique as you are. As a high-net-worth individual, you require an insurance partner who not only understands the value of your assets but also appreciates the significance they hold for you.

With Aviva Private Clients, you can trust that your most prized possessions are in safe hands. We offer bespoke solutions tailored specifically to your needs, ensuring that your homes, vehicles, fine art, and other valuable assets receive the level of protection they need. Our team of specialists works closely with you and your chosen insurance broker to craft policies that reflect your individual circumstances, offering flexibility and coverage.

What sets us apart is our commitment to discretion, expertise, and efficiency. Should you ever need to make a claim, our concierge claims process ensures minimal disruption to your life.

Backed by Aviva’s financial strength and over three centuries worth of experience, you can have complete confidence that your assets are safeguarded by a trusted, world-class insurer. We are committed to providing a service that is both personal and professional, offering you peace of mind and confidence that your legacy is well cared for.

Thank you for trusting Aviva Private Clients

Ann Owen

Managing Director 

Ann Owen

Benefits of Aviva Private Clients

  • Market leading expertise
    Our team of experts has decades of experience in insuring wealthy individuals and understand what is required to protect you, your family and your assets.

    We offer a comprehensive range of home and motor products. We will work alongside your chosen insurance broker to create a tailored insurance policy that meets your needs.
  • Proactive approach to risk management
    Our risk management team is here to help you proactively protect your assets and to help avoid the potential disruption of an insured loss.

    With over 100 years worth of combined experience, they have surveyed some of the most unique and valuable private homes and chalets in the UK and Europe.

    Our team has a deep understanding of wealthy individuals, their lifestyles and their requirements – which can help with understanding the uniqueness of their possessions.

    By visiting your property we can build a personalised and detailed report with easy to read actionable insights that can help protect your possessions from a wide range of risks - from fire and water damage to criminal and physical threats. Footnote [2]
  • Hassle free claims service
    If you need to make a claim, rest assured we’ll do everything we can to resolve it as quickly and effortlessly as possible.

    Our specialist claims team combine expertise and experience with a truly personal touch, to make tackling even the most complex claims seem simple. And, with a dedicated adjuster to offer sensitive and timely guidance throughout, staying on top of the process has never been easier.

    Whether we’re settling simple claims quickly, supporting you through a more complex loss or offering reassurance about threats you may face in the future, our highly personalised approach offers a human touch when you need it most.

If you're an existing Aviva Private Client's policyholder and need to report a claim, please refer to the FAQ section.

Cover that protects

*Available home covers:

  • Worldwide cover for personal possessions
  • Cover for accidental damage
  • High single article limits for jewellery and fine art
  • Cover for home improvements 
  • Personal Travel
  • Personal Cyber
  • Legal Expenses

Available motor covers:

  • Comprehensive driving other motor vehicles - covers you to drive other motor vehicles that do not belong to you
  • Any driver cover - allows others, who do not reside with you to drive your motor vehicles
  • Newly purchased vehicles
  • New vehicle replacement 
  • Like for like courtesy car
  • European breakdown cover 
  • Track day cover

*Aviva Private Clients offers four home products. The covers listed here are an example of the covers available depending on product. Your chosen insurance broker will work with you to determine the most suitable product for you.

Proud sponsors of Salon Privé

The UK's most prestigious automotive event.

Set against the stunning backdrop of Blenheim Palace, the event showcases exceptional collections of classic, luxury, and supercars.

Read moreabout Proud sponsors of Salon Privé

Policy documents

If you are an Aviva Private Clients policyholder, you can find your policy wordings here. These documents provide comprehensive details of your coverage, including the terms and conditions, exclusions, and the process for making a claim. If you are unsure which Aviva Private Clients product you are insured with, please contact your insurance broker. 

All documents are available in large print, braille and audio. To request documents in an alternative format please contact your insurance broker.

FAQ

How can I request a quote from Aviva Private Clients?

How do I submit a claim to Aviva Private Clients?

How can I get details about my Aviva Private Clients policy?