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Savings accounts

Get up to 4.90% AER** on your savings, with Aviva Save

Savings accounts from a range of banks that you can view and manage in one place. It's important to read the information on this page before you get started.

Current highest savings rates

Fixed term

What is AER?

• When we show the interest rate as an AER, it stands for Annual Equivalent Rate

• This is what the interest rate would be if it was paid once a year

• It helps you compare different accounts, by showing you how much you would earn on your savings if the accounts were held for the same amount of time

Notice account

What is AER?

• When we show the interest rate as an AER, it stands for Annual Equivalent Rate

• This is what the interest rate would be if it was paid once a year

• It helps you compare different accounts, by showing you how much you would earn on your savings if the accounts were held for the same amount of time

Easy Access account

What is AER?

• When we show the interest rate as an AER, it stands for Annual Equivalent Rate

• This is what the interest rate would be if it was paid once a year

• It helps you compare different accounts, by showing you how much you would earn on your savings if the accounts were held for the same amount of time

Why choose Aviva Save?

  • We find great rates, so you don't have to.
  • Access to multiple savings brands, through a name you know.
  • One password, one place. Compare, manage and switch multiple savings accounts in the same spot.
  • Each bank we partner with is covered by the FSCS up to £85,000.

Your money is protected

The Financial Services Compensation Scheme (FSCS)

The Financial Services Compensation Scheme (FSCS) is the UK's statutory fund of last resort for customers of financial services. If any of the banks we work with were to go out of business, you get automatic protection of up to £85,000 per person per banking group. Any money you have in a bank that goes beyond the limit won't be covered by the scheme.

Find out more about the FSCS

Treat yourself with a gift card of up to £100

Now when you open an account with Aviva Save, you won’t just get a great interest rate, you’ll get a gift card of your choice too. So, while your money is hard at work, you can treat yourself.

All you need to do is open any new Aviva Save account (easy access, fixed rate or notice). Then deposit £1,000 - £80,000 and we’ll give you the choice of a Sainsbury’s, B&Q or Amazon.co.uk Gift Card* of up to £100.

One voucher per customer. Over 18s and UK residents only. New customers only. Offer ends 13 December 2024. Vouchers will be provided 6 weeks after your deposit. For full Terms and Conditions of this promotion, click here^.

*Restrictions apply, see amazon.co.uk/gc-legal

Here's how it works

  • £10 Voucher - Deposit amount £1,000-£9,999
  • £20 Voucher - Deposit amount £10,000-£19,999
  • £30 Voucher - Deposit amount £20,000-£29,999
  • £40 Voucher - Deposit amount £30,000-£49,999
  • £50 Voucher - Deposit amount £50,000- £79,999
  • £100 Voucher - Deposit amount £80,000 or more

Our partner banks

These are the banks that provide the savings accounts within Aviva Save:

Aldermore; Brown Shipley; Furness Building Society; GB Bank; Investec; OakNorth; Paragon (our banking partner company logos)

Explore the different types of savings accounts

Fixed term accounts

Fixed term accounts are a good option if you’re happy to tuck your money away for a while, in exchange for potentially higher returns.

  • They usually have the highest rates of interest, which are fixed
  • You need to leave your money in for a set period of time (the term) – often a year or more
  • The interest will be added to your account at the end of the period

** When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.

Accounts available

You can find detailed information on all our partner banks and their FSCS cover here.

Aldermore Bank Plc

Interest rate (AER)

4.7 %

Account type

6 month Fixed Rate

Minimum deposit

£5k

Aldermore Bank Plc

Interest rate (AER)

4.7 %

Account type

9 month Fixed Rate

Minimum deposit

£5k

Aldermore Bank Plc

Interest rate (AER)

4.7 %

Account type

12 month Fixed Rate

Minimum deposit

£5k

Aldermore Bank Plc

Interest rate (AER)

4.57 %

Account type

18 month Fixed Rate

Minimum deposit

£5k

Aldermore Bank Plc

Interest rate (AER)

4.5 %

Account type

24 month Fixed Rate

Minimum deposit

£5k

Brown Shipley

Interest rate (AER)

4.4 %

Account type

12 month Fixed Rate

Minimum deposit

£1k

Brown Shipley

Interest rate (AER)

4.37 %

Account type

6 month Fixed Rate

Minimum deposit

£1k

Paragon Bank plc

Interest rate (AER)

4.3 %

Account type

12 month Fixed Rate

Minimum deposit

£1k

Brown Shipley

Interest rate (AER)

4.27 %

Account type

9 month Fixed Rate

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

4.2 %

Account type

12 month Fixed Rate

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

4.16 %

Account type

3 month Fixed Rate

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

4.16 %

Account type

6 month Fixed Rate

Minimum deposit

£1k

Aldermore Bank Plc

Interest rate (AER)

4.08 %

Account type

36 month Fixed Rate

Minimum deposit

£5k

Aldermore Bank Plc

Interest rate (AER)

4.0 %

Account type

48 month Fixed Rate

Minimum deposit

£5k

Aldermore Bank Plc

Interest rate (AER)

3.93 %

Account type

60 month Fixed Rate

Minimum deposit

£5k

GB Bank Limited

Interest rate (AER)

3.9 %

Account type

24 month Fixed Rate

Minimum deposit

£1k

Paragon Bank plc

Interest rate (AER)

3.85 %

Account type

24 month Fixed Rate

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

3.85 %

Account type

36 month Fixed Rate

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

3.8 %

Account type

60 month Fixed Rate

Minimum deposit

£1k

Easy access accounts

If you want to be able to take your money out at any time without penalties, an easy access account is a good option

  • You can take your money out at anytime, without giving notice
  • The interest rates are variable and usually lower than those for fixed term or notice accounts
  • Interest is added monthly or annually depending on the account.

** When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.

Accounts available

Brown Shipley

Interest rate (AER)

4.67 %

Account type

Easy Access

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

4.54 %

Account type

Easy Access

Minimum deposit

£1k

Investec

Interest rate (AER)

4.5 %

Account type

Easy Access

Minimum deposit

£1k

OakNorth Bank plc

Interest rate (AER)

4.3 %

Account type

Easy Access

Minimum deposit

£20k

Furness Building Society

Interest rate (AER)

2.5 %

Account type

Easy Access

Minimum deposit

£1k

Paragon Bank plc

Interest rate (AER)

2.0 %

Account type

Easy Access

Minimum deposit

£1k

Notice accounts

If you might need access to your savings, but not urgently, than you could consider a notice account

  • They have variable interest rates
  • You need to give notice before you take your money out
  • Interest is added monthly or annually depending on the account

** When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.

Accounts available

GB Bank Limited

Interest rate (AER)

4.9 %

Account type

95 days Notice

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

4.85 %

Account type

7 days Notice

Minimum deposit

£1k

GB Bank Limited

Interest rate (AER)

4.85 %

Account type

65 days Notice

Minimum deposit

£1k

OakNorth Bank plc

Interest rate (AER)

4.85 %

Account type

90 days Notice

Minimum deposit

£10k

GB Bank Limited

Interest rate (AER)

4.8 %

Account type

35 days Notice

Minimum deposit

£1k

OakNorth Bank plc

Interest rate (AER)

4.75 %

Account type

120 days Notice

Minimum deposit

£1k

How does it work?

  1. Register for free and explore savings accounts in the Aviva Save marketplace.
  2. Deposit money into Aviva Save and apply for the savings account(s) you like best, from our trusted bank partners.
  3. Manage all your savings effortlessly from your Aviva Save account.

Aviva Save FAQs

What is a savings marketplace?

How long does it take to open a savings account?

What do I need to open a savings account?

How are my savings protected?

When will I receive any interest?

How is my interest taxed?

What are the savings account charges?

Compound interest calculator

Crunch the numbers and see how compound interest can grow your savings. 

Personal Savings Allowance calculator

Check if you'll have tax to pay on money you've saved. 

Aviva Save - powered by Raisin

We've teamed up with Raisin UK to offer you Aviva Save. Raisin UK is a subsidiary of Raisin GmbH which provides savings marketplaces to over 1,000,000 customers across 30+ countries. 

You're unable to open an Aviva Save account if you have any of the following accounts: Raisin UK, Smart Savings from Willis Owen or Cash savings hub from AJ Bell.

Ready to open your free Aviva Save account?

It only takes a few minutes to register and open up a world of simplified saving.

In the future you’ll be able to access Aviva Save through your MyAviva account, making life even easier. For now, you’ll need to register for an Aviva Save account separately.

Grow your savings

Keen to start saving? Our educational articles will help you learn more.

Contact us

Still need some help? Give us a call

0345 301 2029

Monday to Friday: 9:00am – 5:00pm

Weekends and bank holidays: Closed

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles. Our opening hours may be different depending on which team you need to speak to.