The benefits of health insurance if you're self-employed
Back to work or back to bed? Self-employed health insurance is the help you need to be your best
When you’re looking after your business, looking after yourself can drop off your to-do list. And if you’re ill, time away from your clients can hurt your wallet and your working relationships.
Taking time off work because of a short-term illness or injury is fine if you have a sympathetic boss and the warm duvet of decent sick pay.
But it very much isn’t fine if you’re self-employed. You might have the sympathetic boss, but you certainly don’t have the sick pay.
Looking after yourself takes more than whacking on a sticky plaster every now and then. When you’re self-employed, your health is a serious business and something that raises serious questions.
Self-employed health insurance could be the answer.
Why have health insurance?
Time, as anyone fond of hackneyed old cliches will tell you, is money. Problem is, like most hackneyed old cliches, it’s true.
More specifically in this case, time is your money. You can ill afford to get, well, ill. Or injured.
If you do, you need to get back on your feet as quickly as possible. Unfortunately, with the best will in the world, NHS waiting times sometimes mean it’s a case of the doctor will see you now-ish.
That’s exactly when health insurance for self-employed people can step in to help.
Our private health insurance could help you feel more in control of when, how and where you’re treated. Quite simply, it can give you faster access to the diagnosis, treatment and aftercare you need.
So, whether you’re in and out in a day or packed for a longer stay, you get specialist healthcare in a hospital or a comfy medical facility that suits you.
Prevention is better than cure
Of course, the best way to avoid all that daytime-telly is to not get ill or injured in the first place.
Easier said than done, perhaps. But, although we don’t have a crystal ball, our cover can lend a hand here too.
Your health insurance comes bundled with a range of wellbeing tools, apps, helplines and advice to help you live your best life.
These include MyHealthCounts, an online assessment that tells you how healthy you are, leading to a potential discount at renewal.
You also get Aviva Digital GP*, a doctor in your pocket. This app gives you round the clock access to a private GP for video consultations, private prescription delivery and more.
Throw in Get Active* (for offers at health and fitness clubs nationwide), a 24-hour Stress Counselling helpline and online info and advice about looking after your mental health*, and you’re well cared for.
* These services are non-contractual benefits that Aviva can change or withdraw at any time.
Healthy outlook
You don’t have to change the way you live your life or the way you run your business. You just have to think about how you look after them.
If being self-employed means you don’t even have the time to think about being ill, health insurance could be just what the doctor ordered.
Get your quote today.
Wellbeing services from Aviva
Where there's wellbeing there's a way