Finding your Sub-Fund
There are several with-profits Sub-Funds in the Aviva group. This page shows the current names of the Sub-Funds, and the possible names of the company who issued your policy. Your policy documents will show the name of the company your policy was taken out with.
You can tell if your policy is ‘unitised’ or ‘conventional’ from your annual statement. If it shows units and unit prices then you have a unitised policy; otherwise you have a conventional policy.
If you're invested in funds other than with-profits, you need to read the unit-linked PPFM which is appropriate to your product.
Principles and Practices of Financial Management (PDF 917KB)
- General Accident Life Assurance Limited
- Yorkshire-General Life Assurance Company Limited
- The General Life Assurance Company
- Yorkshire Insurance Company Limited
- Scottish Insurance Corporation Limited
- N&P Life Assurance Limited
- Commercial Union Life Assurance Company
- North British and Mercantile Insurance Company Limited
- London and Scottish Corporation Limited
- CGU Life Assurance Limited
- CGNU Life Assurance Limited – except stakeholder plans
- Norwich Union Life (RBS) Ltd – except stakeholder plans
- Aviva Life & Pensions UK Limited – except annuity business and stakeholder plans
- Friends Life Limited
- Friends Life and Pensions Limited – excluding Secure Growth Fund policies
- Friends Provident Life and Pensions Limited
- Friends Provident Pensions Limited – excluding Secure Growth Fund policies
- Friends’ Provident Life Office
- United Kingdom Temperance and General Provident Institution
- London and Manchester Assurance Company Limited
- NM Life Assurance Limited – unitised policies
- Friends Provident Life Assurance Limited – unitised policies
- Dominion-Lincoln Assurance Limited
- The National Mutual Life Assurance Association of Australasia Limited
- NM Life Assurance Limited – conventional policies
- NM Schroder Life Assurance Limited
- Schroder Life Assurance Limited
- The Lincoln Life Assurance Company Limited
- FP Life Assurance Limited
- Friends Provident Life Assurance Limited – conventional policies
(known as the UKLAP With-Profits Sub-Fund)
- Norwich Union Life Insurance Society
- Norwich Union Life & Pensions Limited
- Aviva Life & Pensions UK Limited – annuity business
- CGNU Life Assurance Limited – stakeholder plans
- Norwich Union Life (RBS) Ltd – stakeholder plans
- Aviva Life & Pensions UK Limited – stakeholder plans
- The Provident Clerks’ Mutual Life Assurance Association
- Provident Clerks’ and General Mutual Life Assurance Association
- Provident Mutual Life Assurance Association
- Friends Life Company Limited
- AXA Sun Life plc
- AXA Equity and Law Life Assurance Society
- Welfare Insurance Company Limited
- London and Manchester Pensions Limited
- Friends Provident Corporate (Pensions) Limited
- Friends Provident Pensions Limited – Secure Growth Fund policies
- Friends Life and Pensions Limited – Secure Growth Fund policies
- The Colonial Mutual Life Assurance Society Limited
- Colonial Mutual Life (Unit Assurances) Limited
- Colonial Life (UK) Limited
- Friends Life WL Limited
- Winterthur Life UK Limited
- Provident Life Association Limited
If your product is invested in the FLC With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the FLAS With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the FP With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the FPLAL With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the Old and New With-Profits Sub-Funds:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the Provident Mutual Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the Stakeholder With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the UKLAP With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the WL With-Profits Sub-Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
If your product is invested in the Secure Growth Fund:
You can find asset mix and investment returns in our With-Profits Summary, which is a guide to how we manage our with-profits business.
You can also find more information about our latest bonus rate review and estate distribution news, here.
Select Investment articles
Take a look at our latest news and guides.
What is inflation and how does it affect investments?
Inflation plays an important role in shaping our economy and influencing the prices of goods and services.
Are you paying more tax than you need to?
There are practical things you can do to reduce your tax bill to make year-end tax planning much less taxing.
What is marriage allowance
Our three-minute guide to explain the must-knows around this Government scheme for “I-do”ers.
How to combine finances as a couple
Talking about money is often awkward in relationships, and one big decision for couples can be whether and how to combine their finances.
What is investing?
Find out how you could make your money work smarter with our easy-to-understand guide.
What is Capital Gains Tax?
Selling something of value? You could have tax to pay. Our guide can help clear things up.
What is share dealing?
Share dealing is a way of buying or selling public company shares, with the goal to grow your investment over the long term. Capital at risk.
What is Aviva Wealth? Everything you need to know
Find our more about Aviva Wealth, our answer to better money management on the go and at home.
Am I ready to invest?
Our guide to getting started in the world of investments.
Understanding investment risk
What risk means for your money and how to manage it.
Investments made easy
See our top tips on making the most of your investments, from fees to funds, we’ve got you covered. Capital at risk
Growth vs income funds
When you start investing, you’ll be asked to decide what type of funds you’d like to invest in. Find out the difference between growth and income funds here. Capital risk.
How do we come up with our Experts' shortlist of investment funds?
Learn how we come up with our Experts' shortlist of investment funds.
What is pound cost averaging?
If you have a lump sum of money to invest, it can be hard to know where to start – and even harder to work up the courage to actually part with your cash.
How to read a fund factsheet
What to focus on when you’re looking at a fund factsheet, even if you’ve only got 5 minutes.
Short, medium and long-term investing
We'll break down your different options, whether you're looking to invest for a short time or building for the future. Capital at risk.
Product provided by: Aviva Life & Pensions UK Limited. Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York, YO90 1WR. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm reference number: 185896.