Manage your investment bond

If you're eligible for a MyAviva account (not available to trustees, deputies or attorneys at present), you can log in to find out exactly what your bond is worth. Or give us a call on 0800 096 3530 to find out over the phone and request a written statement.

Various factors can affect the value of your bond, including the performance of the funds you’re invested in, any withdrawals you make as well as what's happening in the economy. 

You can pay more into your bond (except into Aviva's With-Profit Funds) after your initial investment by making additional investments, subject to our terms and conditions at the time. You can make additional investments of at least £5,000 at any time.

Before investing more you may want to review your financial plans and get advice from a financial adviser. Find out more about getting financial advice.

With a wide range of funds to choose from, you should be able to find one that satisfies your aims and attitude to risk. So whether you’re looking to take a bit more risk in exchange for potentially better growth, or less risk to try and safeguard your money, we could have a fund that suits your needs.

In most cases, when you buy or sell your units, you’ll receive the next available price. The price at which the units are bought or sold could increase or decrease between the instruction being received and the transaction going through.

In exceptional circumstances, Aviva will take appropriate action to safeguard investors’ interests. This could include delaying the sale of your units. These circumstances may include:

• unsuitable market conditions for buying or selling assets
• the interruption of a stock exchange or market, for example, the temporary closure of the US stock markets following the attack on the World Trade Centre
• where trading would lead to unfair treatment between investors, for example, where the sale of units would allow you to use already known market data to your advantage
• acts of god, explosion, flood, tempest, fire, accident or failure of computer systems.

Aviva reserves the right to delay the selling of units by up to:

• six months if the units to be sold are invested in a property fund or a fund that’s fully or partly invested in the form of land or buildings
• one month in all other circumstances.

After such a delay in the cancellation of units, the unit price received will be the price applicable at the end of the deferred period.

We may change the fund objective at any time, so you should read the current objective to make sure you're still happy with how the funds you're invested in are working. To find out more about the funds available to you, please visit our fund centre.

If you're thinking about changing your investment funds, you may want to get advice on which funds could be right for you. Find out more about getting financial advice. Remember you might be charged for any financial advice you receive.

More on our funds

Guaranteed

Read about our range of guaranteed funds. These offer different levels of guarantee, so you should be able to choose the right level of risk for you.

Aviva Fund Centre

For more details about our full fund range and to find out about what the fund invests in, it's objectives and performance, visit our fund centre. You can use this to see how our funds are doing, plus view current fund factsheets and other key documents.

Fund values are not guaranteed and can go down as well as up. Depending on how your funds perform, you may not get back what you originally invested.

If you want to take any money out of your bond, please get in touch on 0800 096 3530 and we'll tell you what you need to do

You can take some or all of it, or set up regular withdrawals. Depending on how much money you take out there may be charges. If there are, we'll tell you when you call.

To find out about what tax may be payable on the money you take from your bond, download our download our 'Making withdrawals less taxing' guide (PDF 193 KB).

Guaranteed funds

If you’re invested in a guaranteed fund, we can only apply the money-back guarantee at your guarantee date. To make sure you benefit from the guarantee, you should wait until the fifth anniversary before taking money out.

When you take money out before the guarantee date we have to cancel units to make the payment. We then reduce the amount we guarantee to give you on your guarantee date in proportion to the number of units we’ve cancelled rather than the cash amount you withdraw, so you may get back less than you paid in.

If you’re registered with MyAviva, you can see copies of any policy documents or statements we’ve sent you since February 2011. If you don’t have a MyAviva account or would prefer to talk to somebody, just give us a call.