Motorhome and Campervan Insurance

Protecting your home from home

Get a quote from Comfort Insurance

Specialist cover with Comfort Insurance

With our partner, Comfort Insurance, we offer cover for occasional roadtrippers as well as full-timers, from standard models to self-builds and conversions.

European cover

Get up to 365 days European travel cover for motorhomes or up to 90 days for campervans

Personal belongings

Up to £5,000 cover for personal items in motorhomes and up to £1,000 in campervans

Awnings and generators

Cover for fixed awnings and generators to keep you warm and dry

And select additional cover for TV, satnav and satellite TV installations.

Differences between motorhomes and campervans

We think of motorhomes and campervans slightly differently – so you can select cover that's most suitable for you.

Motorhomes

Motorhomes generally fall into 5 categories – coach-built, low profile, A-class, American ‘RV’ style, and race trucks – and are designed for cruising around the country.

They tend to be larger than campervans, with the driving cab separate from any living space. And also include more advanced appliances such as full-sized ovens, fridges and bathrooms.

 

Campervans

Campervans are usually a little smaller than motorhomes and frequently share the same chassis as a normal van (where your driving and living space are combined).

 

The Volkswagen Camper is one of the most famous examples, but campervans come in all shapes, sizes and roof types – including pop-up and high-top roofs.

What is motorhome and campervan insurance?

Well, motorhome and campervan insurance does exactly what it says on the tin – it's insurance made especially for your motorhome or campervan. It covers your motorhome and campervan for you and your passengers in the event that there's any damage, accidents or theft. Motorhome or campervan legally require insurance if you want to drive on the public highway.

Your cover options

Campervan cover

What’s covered

  • Comprehensive campervan cover
    Against loss, damage or theft of your vehicle
  • New-for-old replacement
    Up to the agreed market value of your campervan1
  • Personal belongings and luggage
    Up to £1,000 in total
  • Fitted accessories
    Up to £500 in total
  • Accident recovery and repair
    We’ll get you to the nearest approved repairer if we can't get you moving straightaway 
  • European cover up to 90 days a year
    Including accident recovery

What’s not covered

Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:

  • Theft of your vehicle if you’ve left it unattended with the engine running
  • Damage to tyres caused by braking including punctures or bursts or cut
  • Damage arising from domestic animals, moths, vermin or pests

Take a look at the policy wording for full details of what’s not covered.

What’s optional

Choose our optional add-ons to create cover that suits you.

  • Cover for satnav, tv and satellite tv installations
  • Breakdown cover in UK and Europe, Home start, Roadside, Repatriation. EU cover in most EU countries, subject to eligibility

Motorhome cover

What’s covered

  • Comprehensive motorhome cover
    Against loss, damage or theft of your vehicle
  • New-for-old replacement
    Up to the agreed market value of your motorhome1
  • Personal belongings and luggage
    Up to £5,000 in total
  • Fitted accessories & fixed awnings
    Up to £500 for accessories and full value for awnings
  • Generator cover
    Up to £500 in total
  • Accident recovery and repair
    We’ll get you to the nearest approved repairer if we can't get you moving straightaway
  • European cover up to 365 days a year
    Including accident recovery

What’s not covered

Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:

  • Theft of your vehicle if you’ve left it unattended with the engine running
  • Damage to tyres caused by braking incl punctures or bursts or cuts
  • Damage arising from domestic animals, moths, vermin or pests

Take a look at the policy wording for full details of what’s not covered.

What’s optional

Choose our optional add-ons to create cover that suits you.

  • Cover for satnav, tv and satellite tv installations
  • Breakdown cover in UK and Europe, Home start, Roadside, Repatriation. EU cover in most EU countries, subject to eligibility

Ready to get cover?

Simply select the type of vehicle you have to get started.

Get a quote from Comfort Insurance

How the claims process works

Whatever happens, Comfort Insurance are on hand to help – 24 hours a day, 365 days a year.

Step 1 of 3

Contact Comfort Assist

If you’ve had an accident or need to make a claim, call Comfort Assist on 080002800382.

Or 01603 603 744 if you’re outside the UK.

You'll need your policy number to start your claim – so it's a good idea to have this to hand.

Step 2 of 3

What you'll be asked

Your Personal Incident Manager will ask you for details of what’s happened and of anyone else involved.

They’ll confirm whether you’re covered and any excess you have to pay as well as helping to organise recovery of your vehicle, if you need it.

Step 3 of 3

Settling your claim

Comfort Insurance will work with you to sort things out as quickly as possible.

Whether that's organising repairs to get you back on the road. Or contacting other parties to settle your claim for a replacement vehicle.

Looking for more cover?

We’ve got a range of car cover options to help protect what’s important to you.

Aviva Car Insurance

Get a quote for Aviva Car Insurance in minutes!

Aviva Multi Car Insurance

Save 10% for every additional vehicle you add - up to 5 cars registered at the same address. Discount doesn't apply to optional extras. Excludes Aviva Online and Aviva Premium car insurance products.^

Van Insurance

Our UK team are available 24/7, 365 days a year if you need to make a new claim.

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Contact Comfort Insurance

Still got questions? Call Comfort Insurance²

0800 028 9552

Monday to Friday 8:30am - 7:00pm

Saturday 9:30am - 3:30pm

1 Your vehicle cannot be older than 36 months and must have a mileage below 15,000 miles.

2 For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.

^ Excludes Aviva Online and Aviva Premium car insurance products. Up to 5 vehicles can be insured under one policy and must be registered at the same address. Discount not available in addition to any existing multi product discount.

Motorhome and Campervan Insurance is introduced by Aviva UK Digital Limited (Registered in England No. 09766150. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG. Correspondence addresses : 80 Fenchurch St, London, EC3M 4AE) to Comfort Insurance, an independent intermediary. Both companies are authorised and regulated by the Financial Conduct Authority.