Cover for driving in Europe
- Rated 5 stars by Defaqto
- You can count on us – we've been insuring cars for over 100 years
- Boost your cover for European travel with the optional Foreign Use cover – comprehensive cover only
What type of car insurance do I need to drive within Europe?
When taking your car on holiday making sure you’re covered is something that should be added to the long to-do list.
Our Comprehensive and Third party, fire and theft cover options on our Aviva Motor policy both provide you with the minimum cover you need to drive your insured vehicle in most European countries, which is third party only cover. This covers your legal liability to others – for example, if you injure someone in a motor accident or damage their property. However, it won’t cover you for loss of, or damage to, your own vehicle. For this kind of cover, you need to have our optional Foreign Use cover which is only available with Comprehensive cover.
Our optional Foreign Use cover gives you a similar level of cover to what you have in the UK, when driving in the countries listed in your policy booklet. Cover is valid for up to 90 days for one trip and up to 180 days during the year.
If you purchase our optional Foreign Use cover for comprehensive cover, you also have the option to add European breakdown cover for additional peace of mind travelling abroad. This optional cover ensures that you are well-protected against unforeseen vehicle issues across Europe.
Read our Motoring in Europe booklet for full details and exclusions (PDF 339 KB)
Take a look at our Insurance product information document for more information about the extras available.
Am I covered in all European countries?
If you take out cover with us, then you will be covered for the following countries:
| Andorra | Austria | Belgium | Bosnia and Herzegovina |
| Bulgaria | Croatia | Cyprus | the Czech Republic |
| Denmark | Estonia | Finland | France (including Monaco) |
| Germany | Gibraltar | Greece | Hungary |
| Iceland | Italy (including San Marino and the Vatican City) | Latvia | Lithuania |
| Luxembourg | Malta | the Netherlands | Norway |
| Poland | Portugal | Republic of Ireland | Romania |
| Serbia | Slovakia | Slovenia | Spain |
| Sweden | Switzerland (including Liechtenstein) |
Do I need a Green Card to drive in Europe?
The UK has joined the Green Card Free Circulation Area Footnote [1] meaning you will not need a Green Card if you're going on holiday to anywhere in Europe.
What you need to get a quote for car insurance with the optional Foreign Use cover?
So that we can give you an accurate price, we'll ask for some basic information, including:
- A little bit about you – just the usual, like your name, your date of birth and your address
- When you want your cover to start – anywhere from right now to within 60 days
- Who else will be driving – we’ll need details of any other drivers too
- How much cover you’ll need – which type of insurance and any add-ons