Comprehensive car insurance

Comprehensive cover is the highest level of insurance you can get. It gives you cover for those unexpected bumps in the road, which we will explain in this article.

Comprehensive cover is a level of car insurance that covers you for more than just fire or theft, it will also cover you for accidental damage as well. With having comprehensive cover, you also have additional benefits, and the option to explore additional add-ons.

What is covered by comprehensive car insurance?

Comprehensive car insurance covers you in more ways than just your car being stolen or being in an accident. 

It works by giving you additional benefits to keep you and your car covered. If you were in an accident, comprehensive car insurance would cover a payout for anyone you injured or damage to their vehicle, and any claim against you would be dealt with by your insurer, as well as damage to your car.

Find out what’s covered by our car insurance.

Is there a difference between comprehensive and fully comprehensive car insurance?

There's no difference between the two. You might have heard it called "fully comp," "comprehensive car insurance," or "fully comprehensive car insurance."

There are a few instances you might benefit from comprehensive car insurance:

• You have a brand-new, high-value vehicle that might require comprehensive car insurance. 
• You have a financed car that requires comprehensive cover. 
• Being open to pick and choose from add-ons like:
  • Protection on your no claims discount
  • Motor legal services
  • Courtesy car
  • Extra motor injury protection
  • UK breakdown cover
  • European breakdown cover