Temporary learner driver insurance

Temporary learner driver car insurance opens up a whole new world to new drivers. It’s car insurance that you can tailor, allowing you to choose exactly how long you need it for. So, if it’s just a quick lesson in your parents’ car, or you’re learning in your soon-to-be car you can be covered for as long as you need.

You might want short-term learner insurance in a few different scenarios:

• You’re borrowing your parents’ car for lessons
• You’ve already got your own car in preparation for passing your test

If you’re supervising a learner driver, you will need to have valid car insurance and so will your learner. Not having this can result in fines, points or loss of your licence. You'll also need to be over 21 (with our Learner Driver Insurance from DayInsure you must be aged between 25 and 75), be qualified to drive the type of vehicle you want to learn in, and have had your full driving licence for 3 years

We at Aviva let you add a learner to your policy as a named driver. This can be convenient because all your policies are in one place. However, it might make your premiums go up since the learner driver could be seen as higher risk.

Yes, you can! Having your learner insurance will allow you to start driving under the supervision of another person with a full driving licence. This means you’ll start to build your confidence in driving while also getting used to the responsibility of insurance.

It’s a common myth that learner drivers can’t start building their No Claims Discount (NCD). All you need to do is have your learner insurance for at least a year.

Your learner insurance will still be valid even if you fail your test, and it will stay valid up until you either pass your test (if you've specified a long enough period of insurance to cover another test) or your policy expires.

When you pass your test, your policy will no longer be valid because you’re then seen as a fully-fledged driver! If you want to continue driving you will need to take out a standard car insurance policy.

Learner driver insurance costs can depend on many different factors, insurers will take all your details and consider those factors when getting you a quote. Things that can affect the cost can be aspects like:  

• Car type
• Where you live
• The level of coverage you need
• Your age