Learner driver insurance

Learning to drive?

Get practising on the road with flexible car insurance that lasts from one day to five months. Exclusions apply.

What is learner driver insurance?

Learner driver insurance is a type of short-term car insurance that covers you while you learn to drive. Along with a provisional licence in your back pocket and a tattered copy of the Highway Code by your bed, it’s important to make sure you’re covered as you rack up the hours practicing for your driving test. You could use it if:

  • You’ve already got the keys to your own car and want to learn to drive in it with the help of an instructor, friend or family member.
  • You’re not using a professional instructor in favour of being taught by a friend or family member in their own car.
  • You want to polish your driving skills outside of your official lessons with your instructor in a car that doesn’t belong to them.

Cover for learning to drive

Want to get some extra driving practice in? Our learner driver cover from Dayinsure can insure you to drive your own car, or a family member or friend’s car – for just a day or a few months. As long as you have a suitable driver with you.  

  • Pay as you go

    Flexible cover from 1 day to 5 months – so you only pay for what you need.  Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.

  • New car replacement

    If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new

  • Accident recovery

    If we can’t fix things at the roadside, we’ll get you to an approved repairer

Supervising a learner driver

The people who can supervise a learner driver include professional instructors, friends or family members. So if you want someone to supervise you when you practice, to meet with our insurance criteria they must:

  • Be aged between 25 and 75 years
  • Be qualified to drive the type of vehicle you want to learn in. For example, they must have a manual car licence if they’re supervising you in a manual car
  • Have a full current GB driving licence and have held this for at least 3 years

Knowledge centre

Browse through our reading list of articles in your own time and build up your knowledge on car insurance.

Find out more

Are you eligible?

To get Learner Driver Insurance, you, your car and your supervising driver must meet the following criteria.

As the driver, you must:

  • Be a UK resident aged 17-50
  • Hold a provisional licence with no penalty points, motoring convictions or offences

 

Your supervising driver must:

  • Be aged between 25 and 75 years old
  • Have held a full UK driving licence for at least 3 years

 

The vehicle you’re driving must:

  • Also be insured under a separate annual policy (unless you are the Registered Keeper of the car)
  • Be worth less than £40,000
  • Have no more than 7 seats (including the driver’s seat)

What Learner Driver Insurance covers

What’s covered

  • Flexible duration
    Cover for any period between 1 day and 5 months – and if you pass your test earlier than planned, we’ll refund any time you haven’t used.  Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
  • Loss, theft or damage
    Cover for up to £50,000 for the legal owner – and it won't affect the owner’s insurance policy.  The most we will pay out is the market value of the car at the time.
  • New car replacement
    If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new
  • Legal liability
    Cover is up to £5 million if someone's injured or their property's damaged
  • Emergency expenses cover
    If you or any other person in the car is injured as a direct result of being involved in an accident, we will pay for the medical expenses arising in connection with that accident. The most we will pay for each injured person is £100.

What’s not covered

Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered before you get started.

  • Night-time cover
    You’re only covered between the hours of 6am and midnight (unless you are the registered keeper of the car)
  • Uninsured cars
    The vehicle you drive must also be insured under a separate annual motor insurance policy (unless you are the registered keeper of the car)
  • Passing your practical driving test
    All cover ends as soon as you pass your driving test 

Take a look at our policy wording for full details of what’s not covered.

Read our Learner Driver Insurance Policy Booklet PDF (266KB)

Ready to get cover?

Simply enter the vehicle registration and your driving licence number to start your quote online.

Get a quote from Dayinsure

How the claims process works

Whatever happens, Dayinsure are on hand to help – 24 hours a day, 7 days a week.

Step 1 of 3

Contact Aviva

If you’ve had an accident or need to make a claim, call Aviva on 08000 156 166 Footnote [1] straightaway.

You'll need your policy number to start your claim – so it's a good idea to have this to hand. 

Step 2 of 3

Expert review

The team will take a look at your claim and work out how best to help you.

Aviva will review any photos or documents you’ve sent as part of your claim and ask you for details of anyone else involved. 

Step 3 of 3

Settling your claim

Aviva will work with you to sort things out as quickly as possible.

Remember, any claim you make won’t affect a no claims discount on any annual policy on the vehicle. 

Looking for more cover?

We’ve got a range of car cover options to help protect what’s important to you.

Aviva Car Insurance

Get a quote for Aviva Car Insurance in minutes!

Aviva Multi Car Insurance

If you have two or more cars at your house, the savings on your insurance with us can stack up. You get 10% off when you add additional cars or vans to your policy. Discount doesn't apply to optional extras.  Excludes Aviva Online, Aviva Premium and Aviva Zero car insurance products. Up to 5 vehicles can be insured under one policy and must be registered at the same address. Discount not available in addition to any existing multi product discount.

Temporary Car Insurance

Get flexible car cover from one to 28 days, for day trips, weekends away, test drives and more.

Car insurance knowledge centre

Get under the bonnet of car insurance and zoom through our reading list of articles in your own time.

Contact Dayinsure

Still need help? Call Dayinsure¹

0333 005 0944

Monday to Thursday: 9:00am - 5:00pm

Friday: 9:00am - 4:00pm

Saturday & Bank Holidays 9:00am - 17:00pm (N.B. our phonelines are only available 9:00am - 12.30pm)

Sunday Closed