Van insurance for young drivers
As a young driver thinking about owning a van, find out about covering the basics with van insurance.
Whether for the extra space or because road trips sound more fun than backpacking, you may think about owning a van instead of a car as a young driver (aged 17-24).
Can I get van insurance as a young driver?
Yes! As a young driver you can get our standard van insurance.
And while nothing could touch the love you have for your van, someone may not feel the same, so it’s worth understanding how to help protect your van. For vans under 3.5T Gross Vehicle Weight (GVW), including box vans, light vans, pick-ups, and electric vans, here are three basics to check for:
- Tool cover – This means that if someone uses a crowbar to crack open your van doors and pinch some tools (how dare they), you’re covered. We won't cover loss or damage arising from theft not involving forceable entry to your van, and there is a cover limit of £500 which is only available if you have comprehensive cover.
- Repair guarantee – After a claim, this guarantees the quality of repairs made by approved repairers for as long as you own your van (even if you change insurers). Parts are covered for the length of the guarantee given by the part manufacturer or supplier. Wear and tear is not covered. You must keep your vehicle roadworthy.
- Glass replacement – Be it a stone skidding off another vehicle’s tyre or something falling from above, if your van’s windscreen or windows are shattered this cover can help sort out a replacement or repair.
What types of van insurance can an under 25 driver get?
There are two types of van insurance to think about based on your activities.
If you're only planning on driving your van for personal or social reasons, like lugging your camping equipment on your next adventure, then our personal van insurance could fit your needs.
But if you’re planning on using your van for any work-related activities, like driving back and forth from job sites or it’s helping you run a small business, then you’ll need the Business Vehicle and Van Insurance.
Levels of van insurance cover for young drivers
Once you know what your van will be user for (personal or business), you can find the level of van insurance cover to fit your needs.
Comprehensive Van Insurance
What’s covered
- Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
- Vehicle recovery
If you have an accident we'll make your vehicle roadworthy with roadside repairs, or cover up to £500 for accommodation or public transport - Tool cover
Up to £500 tool cover for your must-have equipment included
- Glass replacement
We’ll cover the costs to replace or repair your van’s windscreen, sunroof or windows - Replacement locks
If your keys are lost or stolen, we’ll pay to replace locks, transmitters or immobilisers
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Business goods
Any goods or samples in connection with any trade or business
- Tyres
Any punctures, cuts or bursts – including those caused by braking - Resale value
We can’t cover you for any loss in value of your van after repair
Take a look at our policy wording for full details of what's not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- UK Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel as an add-on to your Van Insurance Footnote [1]. Not available if you live in Northern Ireland - Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew - Motor legal
Help recovering your compensation and financial losses after a motor incident that wasn't your fault - Courtesy vehicle
Access to a replacement vehicle – with standard, enhanced and van options available. We'll aim to provide another van within 24hrs if yours is stolen or cannot be used after an accident (optional cover on comprehensive) Footnote [2] - Foreign use
Cover driving in most European countries - Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident
Third Party, Fire and Theft
What’s covered
- Damage to your vehicle
Protection against loss or damage to your van due to fire, theft or attempted theft
- Vehicle recovery
Protection and removal of your vehicle if damaged by fire, theft or attempted theft
- Your liability
Cover if you injure someone or damage their vehicle or property in a motor accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- New vehicle replacement
Not included with this type of cover
- Glass replacement
Any repair or replacement to glass in your windscreen, sunroof or windows - Medical expenses
Any medical expenses if you’ve been injured in an accident - Personal belongings
Damage to any of your personal belongings - Replacement locks
Locks, transmitters and immobilisers if your keys are lost or stolen
Take a look at our policy wording for full details of what's not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- UK Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel as an add-on to your Van Insurance Footnote [1]. Not available if you live in Northern Ireland - Motor legal
Help recovering your compensation and financial losses after a motor incident that wasn't your fault - Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew
Third Party, Fire and Theft is subject to eligibility criteria.
Is a multi van insurance policy cheaper?
As multi van insurance covers all your vehicles (cars and vans) under a single policy and could take 10% off the cover cost for the additional vehicle, it could be cheaper than insuring the addtional vehicle separately.
Discount doesn't apply to optional extras.
Excludes Aviva Online, Aviva Premium and Aviva Zero car insurance products. Up to 5 vehicles can be insured under one policy and must be registered at the same address. Discount not available in addition to any existing multi product discount.
Get a quote
To make getting your quote for your van insurance easier, make sure to have this information on hand:
- Your basic details – name, date of birth, address, email, and phone number.
- Vehicle details – registration number, how many miles you expect the vehicle to drive in the next year, modification, how you’ll use the vehicle, and when you need the cover to start
- Driver details – driving license, driving history, convictions, claims, employment
- Additional drivers – information on any additional drivers to be covered.
Once you’re ready with your information, get your quote for personal van insurance.
