Single trip travel insurance
Single trip travel insurance
What is single trip travel insurance
Single trip travel insurance covers you for just one trip and can help protect against unexpected events that might pop up – from a sudden illness to a stolen passport. With us, you can get cover if you’re aged 16 to 79 and your one-off trip can last up to 120 days. We also cover UK holidays if you’ve got accommodation pre-booked for at least two nights in a row.
However, two examples of when you won’t be covered are:
- travelling against the advice of the Foreign, Commenwealth & Development Office (FDCO)
- needing to cancel your trip due to an incident or circumstance which had already happened, or was going to happen, at the time your policy started and could reasonably be expected to affect your travel plans
Benefits of travel insurance
-
Leisure activities
From strolling the streets to taking a dip in the pool, cover is available for most activities
-
Emergency medical treatment
If you fall ill or are injured, we’re here to help with cover up to £10 million
-
Lost or stolen money
If your pocket is picked or money goes missing, you’re covered for up to £500
Please see What does our travel insurance cover? or policy wording for further details on what is and isn’t covered.
The advantages of single trip travel insurance
If you're only planning on taking one holiday or trip within the next 12 months then this cover could be for you. When you get a quote, we’ll ask where you’re going and the start date and end date of your travel. That way, we’re able to give you specific cover for your particular getaway.
With our single trip cover, we'll support you with things like medical emergencies, if you need to cancel or come home early, or your travel documents are lost or stolen while abroad.
Your other travel insurance options
If you plan on zipping your suitcase shut several times a year, annual multi trip travel insurance might be a better option for you. Find out more about our annual multi trip travel insurance.
Planning a one-off trip?
What our single trip travel insurance covers
What’s covered
With our single trip cover, here’s what you’ll be covered for as standard.
Up to £10 million for emergency medical expenses outside the UK:
Up to £5,000 if you need to cancel or abandon your trip due to:
Cover for your travel documents, money and delayed luggage:
Limits are based on per person, take a look at the policy wording for full details of what's covered.
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
Take a look at our policy wording for full details of what's not covered.
Important documents
What we need to know about your health
It’s important to let us know about any existing medical conditions or we might not be able to pay out for claims relating to them. We need to know if anyone covered by your policy has had any illness, injury, or disease in the 12 months before purchasing the policy where they’ve:
- been prescribed medication, including new or repeat prescriptions
- received or are waiting for medical treatment, tests, or investigations
- been referred to, or under the care of a specialist
- been admitted to hospital or had surgery.
Look at the Your health section of the policy wording for more information on what we need to know about existing medical conditions and when you need to tell us.
Existing medical conditions
If we can cover an existing medical condition, your price will include the cost of covering this. However, sometimes we can’t offer cover for certain medical conditions. If this happens, or you’re not happy with the price we quoted, you may be able to get cover from a specialist medical insurer instead.
The Government’s MoneyHelper service has a list of these insurers. You can go to the Money Helper website or call 0800 138 7777.
We work with a specialist travel insurance provider, All Clear, who may be able to cover you. You can contact them on 0800 848 8693 or head to their website.
If you have symptoms that haven’t been diagnosed yet, you may need to wait for a diagnosis before you’re able to get cover.
Optional cover
You can tailor your travel insurance to cover the specifics of your trip by choosing from our optional extras.
Contact us
We’re always here to support you, with emergency lines open 24/7.
Or choose the number that best fits your circumstances and give us a ring.
Calls to 0800 numbers from UK landlines and mobiles are free. The cost of calls to 01 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles. For our joint protection telephone calls may be recorded and/or monitored.
Medical emergencies abroad
0044 1603 208 044
Open: 24 hours a day
Non-emergency travel claims abroad
0044 1603 603 716
Monday - Friday: 8:00am - 6:00pm
Saturday: 8:00am - 4:00pm
Sunday: Closed
Non-emergency travel claims in the UK
0345 030 6983
Monday to Friday: 8:00am - 6:00pm
Saturday: 8:00am - 4:00pm
Sunday: Closed
Travel assistant
01603 208 045
Open: 24 hours a day
Legal expenses claims and advice
0044 1603 208 244
Open: 24 hours a day
