SIPP Knowledge Centre

Get to grips with SIPPs

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Boost your understanding of SIPPs

A SIPP (self-invested personal pension) lets you save for retirement, your way. You can choose your investments, and how much you pay in, and when. 

The sooner you start investing the more chance of growing your money for a rosier retirement. 

Investments can fall as well as rise and you may get back less than has been put in.

SIPP vs other types of personal pension - what's the difference?

Pensions come in all shapes and sizes, there's no one size fits all option. We explore the differences between a SIPP and other personal pensions below.

What is a crystallised pension?

Find out about crystallised pensions, what they are and what happens when a pension crystallises.

What is the Money Purchase Annual Allowance (MPAA)?

The Money Purchase Annual Allowance (MPAA) is a reduced annual allowance for making tax-efficient pension contributions.

Should I pay into a private pension or a savings account?

Find out more about private pensions and savings accounts and their benefits to help you save for retirement.

How does compound investing in a pension work?

Learn how compound investing works and how it can benefit your defined contribution pension.

What happens to my SIPP when I die?

Find out what happens to a SIPP after death, including rules around inheritance tax.

How much can I pay into my SIPP after retirement?

Learn more about SIPP contributions and rules after retirement for effective planning.

Can I transfer an ISA to a SIPP?

Learn more about moving ISA funds to a SIPP for tax benefits and retirement planning.

How many SIPPs can I have?

Find out more information about the number of SIPPs you can have at any one time.

SIPP vs SSAS – What are the differences?

Discover which is best for you: a Self-Invested Personal Pension, or a Small Self-Administered Scheme (SSAS).

Take control of your pension

Start putting the pieces together for your future with our flexible self-invested Aviva Pension. Capital at risk.

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Plan your future with an Aviva Pension

You can start an Aviva self-invested personal pension from just £25 a month and we have a range of investment options to help reach your goals. Capital at risk.