Your pension journey
We’ll guide you through your pension choices
- Useful articles for every stage of your pension journey
- A way to estimate what your pension pot could be worth
- Help with tracking your old pensions
Power up your pension knowledge
Whether your retirement is decades away or just around the corner, you want to be sure you’re making the right moves with your pension. We've pulled together some useful articles that could help with every stage - from starting out saving to living on your pension. We hope they could help you plan your future with confidence.
The value of your pension can go down as well as up, and you may get back less than has been paid in.
Simple guides for your pension journey
15 years+
Small changes may have a big impact on your retirement. If you’ve been dragging your feet over starting your pension, we can help point you in the right direction.
Start retirement planning
Find out what you need to consider when you’re getting those pension plans in order.
Six simple tricks to help you boost your pension
Giving your pension savings a little push can make a big difference. Capital at risk.
Should I combine my pensions into one pot?
Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans. Capital at risk.
How much to pay into your pension
Considering how much you’ll need for a comfortable retirement will help you decide how much to pay into your pension.
Mind the (pension) gap
If you’re worried about gaps in your private or state pension contributions, we’ve got some tips that will keep your pension pot topped up. Find out more here.
What is investing?
Find out how you could make your money work smarter and learn about how your pension is invested with our easy-to-understand guide.
10 years
At this stage, tweaking your pension could put you on track to get the lifestyle you want after work. We'll give you some pointers.
Mind the (pension) gap
If you’re worried about gaps in your private or state pension contributions, we’ve got some tips that will keep your pension pot topped up. Find out more here.
Six simple tricks to help you boost your pension
Giving your pension savings a little push can make a big difference. Capital at risk.
Understanding investment risk
What risk means for your money and how to manage it.
Pension basics explained
A little confused by all the jargon? Let us take you through the pensions essentials.
Should I pay extra into my workplace pension?
Things to consider if you want to boost your retirement fund
5 years
By now you probably have a retirement date in mind. There are a few steps you could be taking, like thinking of the risk level of your investments and, if you have more than one pension, whether combining them could make life easier.
What's pension tax relief all about?
Understand how pension tax relief works, what it's based on and the impact it has on paying into your pension.
Using your pension
See all the different ways you can start taking your pension money when you're ready.
Understanding lower risk investments
Choosing investments at the right risk level for you.
Should I combine my pensions into one pot?
Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans. Capital at risk.
Mind the (pension) gap
If you’re worried about gaps in your private or state pension contributions, we’ve got some tips that will keep your pension pot topped up. Find out more here.
Within 2 years
With retirement close, we can help you explore ways to use your pension pot and how to make that money work over your whole retirement.
Pension withdrawal tax calculator
Thinking about taking some of your defined contribution pension as a lump sum? Our calculator will help you understand how much income tax you may have to pay.
Mix and match your retirement options
Choosing a few retirement options (rather than just one) could help you get the retirement lifestyle you're after.
Using your pension
See all the different ways you can start taking your pension money when you're ready.
How long will retirement be?
It's difficult to know for definite. But there are things you can think about to help you plan more effectively.
Pension calculator
Learn more about the future of your pension plans and how long your money might last in retirement.
Extra support
We're here to help you get the best from your pension.
What’s the difference between financial guidance and advice?
Financial guidance or advice can be a huge help when it comes to money matters. See how our experts can help you plan your retirement.
Pension scams
With so many scammers around, there are things you can look out for to keep your hard-earned pension money safe.
Find and combine pensions
Our free service can track down your previous pensions and bring them together. Capital at risk.
Manage your pension account
If you already have pensions with us, and they’re linked to your MyAviva account, please log in. If it isn’t we can help you find out how to access it.