Pension transfer knowledge centre

Get the lowdown on pension transfers

Understand pension transfers

Moving your old pensions into a single personal pension could give you a clearer view of your retirement money. Our useful guides can get you up to speed with how it works.

The value of a pension can go down as well as up – and you could get less than the amount that's been put in.

You should consider charges, investment choices and any valuable benefits that could be lost before transferring any pensions.

Can I consolidate multiple pension pots?

Learn more about combining multiple pension pots and the key considerations around this process.

Ill-health retirement and your pension options

Find out about ill-health retirement, pension access, and financial planning.

Can I transfer my pension to another person?

Find out if you can transfer your pension to another person and what types of pension are transferrable.

How much does it cost to transfer a pension?

Learn more about the typical costs involved when transferring a pension to a new provider.

Should I combine my pensions into one pot?

Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans. Capital at risk.

Aviva pension transfers

Find out how moving pensions works with us.

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Transfer your pensions

Putting your pensions into one  may make them easier to manage – and could even mean lower fees. Capital at risk. Remember to check for any loss of benefits and exit fees. If you're still unsure, we recommend that you get financial advice first. For some pensions you must take advice before you transfer – there’ll be a charge for this.

  • Ready to transfer?

    There’s no charge to transfer with us, and you can do it all easily online. 

    Start your transfer

  • Not sure?

    Our articles can give you more pointers on your pension choices.

    Explore pensions